Pngme

Pngme is a centralized hybrid platform and financial decentralization (DeFi) that allows open access to finance anywhere at any time via smartphone. Targeting emerging markets users can make instant payments, save money, and get digital credit scores using data from their smartphones.

Pngme was first launched with peer-to-peer cryptocurrency and savings account cryptocurrency payments that use interest using Pngcoin. Next Pngme will launch stable, regional, and asset-supported stable coins. This will allow payments, savings and loans supported by digital assets to be taken through our mobile application or DeFi Dapp in the following fiat currencies:

Pngme users will be able to bet Pngcoin to get interest and increase their Pngcoin ownership and get discounts on interest rates and loan fees. Every quarter Pngme will buy back Pngcoin with 10% of its profits returned from users.

For Pngme borrowers, they provide the tools needed to assess their customers' scores and increase capital by issuing digital bonds that are sold on our loan platforms to investors. Our Credit Assessment API enables seamless integration with borrowers' cellular payment applications to incorporate credit default risk into digital bonds through our Digital Bond API. By providing current and historical credit risk information, investors can determine the price of capital more efficiently and increase the supply of affordable capital for borrowers.

In addition Pngme's mobile banking application increases access to finance for business owners and consumers. Featuring payments from mobile to mobile, savings and digital credit scores, this application gives consumers easy access to financing anywhere in the world from their mobile devices.

Our mission is to close the $ 5.2 trillion dollar financial gap that affects 200 million micro, small and medium enterprises globally. This will encourage sustainable economic growth from the base of the financial pyramid to improve opportunities and quality of life.

Pngme users will be able to:

• Make cellular payments
• Generate interest from savings
• Take out an asset-backed loan
• Build a digital credit trace score
• Pngme's vision is to enable anyone in the world to have democratic access to financial services from their mobile devices.

the features
Cellular Payments
Low or no-charge cellular payments in your local or digital currency.
Everyday Account
Easily create a daily expense account for daily mobile payments.
Moneybox
Earn interest from money saved in your Pngme piggy bank account.
Credit score
An algorithmic credit score is created from a user's digital cellular footprint.
Peer-to-Peer Loans
Borrow and borrow money at Pngme with competitive interest rates.
Pngcoin
Generate Pngcoin when you register, refer friends, or save to your Piggy Bank.

Available on Android and iOS
Coming soon
Launched in 2019, our mobile application will allow early users to get prizes, lend money, and build their unlimited credit scores.



Our second release will bring USD, GBP, EUR and KSh currencies to the user's wallet. Allows users to make instant payments and save in their local currency.

Generate Gifts
By registering and registering to get a free credit score, you will receive free Pngcoin directly to your Pngme account.

The more you build your credit score the more Pngcoin you can get! Pngcoin can be exchanged for cash in the future.

TEAM
With a global presence, Pngme has a talented team with experience in blockchain technology, data science, product development, and growth.

• Brendan Playford: Co-founder
• Cate Rung: Co-founder
• Giovanni Valdenegro: Product Designer
• Ashley Wilson: Business Operations
• Mashiat Mutmainnah: Data Science Engineer
• George Mosomi: Engineering
• Peter Okwa: Blockchain Engineering

Advisory

• Paul Sonier: Blockchain technology
• Arjun Dev Arora: Counselor
• AS Oberoi: Counselor, Partnership
• George Shaw: Advisor, Data Science
• Matt Wolf: Blockchain technology
• Grégoire Belhassen: Growth & Partnership | Brazil
• Jake Kuckeruk: Advisor, Business Development
• Zach Resnick: New Economic Fund | Investor
• Matt McGraw: Angel & Advisor
• Jeffrey Premer: Counselor
• Becca Salisbury: Advisor, Project Management
• Richard Titus: Counselor

Partner
Codigo Del Sur: Development of the Front End
Flight Design Co .: Brand

For more information, click the link below:
Website: https://pngme.com/
ANN Thread: https://bitcointalk.org/index.php?topic=5140127
Telegram: https://t.me/pngmecommunity
Facebook: https://www.facebook.com/pngme/
Twitter: https://twitter.com/pngmemobile

Author: Yassin
Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=996224